NEWS
Economic Review
Economic ReviewWelcome to our NewsletterOur Economic Review is intended to provide background to recent developments in spending and the economy, as well as to give an indication of how some key issues could impact in the future.Join our mailing list to receive...
Your Window on Wealth
Your Window on WealthWelcome to our Quarterly NewsletterOur quarterly Your Window on Wealth is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the future.Join...
Your Window on Money
Your Window on MoneyWelcome to our Quarterly NewsletterOur quarterly Your Window on Money is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the future.Join...
Your Window on Home Finance
Your Window on Home FinanceWelcome to our Quarterly NewsletterOur quarterly Window on Your Home Finance is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the...
Commercial Property Review
Commercial Property reviewWelcome to our Monthly NewsletterOur monthly property market review is intended to provide background to recent developments in commercial property markets, as well as to give an indication of how some key issues could impact in the...
Residential Property Review
Residential Property reviewWelcome to our Monthly NewsletterOur monthly property market review is intended to provide background to recent developments in the residential property market, as well as to give an indication of how some key issues could impact in the...
Tax Updates
UK Tax UpdatesWelcome to our Tax Updates sectionOur annual tax guide provides information on current tax rates and allowances, which are taken into account when planning investment. A separate guide for Scotland is available on request. We also publish UK fiscal...
Financial Forecasting to avoid Cold Winters!
Financial Forecasting to avoid Cold Winters!As we approach the winter of 2024-2025 in the UK, forecasts suggest a season characterised by variability, with periods of colder weather interspersed with milder conditions. Our finances can often follow a similar pattern...
New Legislation: Commission Disclosure on Consumer Credit Contracts
New Legislation: Commission Disclosure on Consumer Credit ContractsRecently, we caught up with our friends at One Funding, who updated us on some changes in the rules on commission disclosure when it comes to consumer credit agreements.What has changed? A pivotal...
Chairman’s Comments: Trump secures Second U.S. Term
Chairman’s Comments: Trump secures Second U.S. TermAs we woke up in the UK to the news Donald Trump was closing in on victory over Kamala Harris in the long anticipated American election, our Chairman David Atherton gave his initial thoughts on the final result...
UK Budget 2024: Chairman’s Statement
UK Budget 2024: Chairman’s StatementMarkland Hill Wealth are pleased to bring you our reaction to Labour’s tax and spending plans for the year ahead in the party’s first budget since coming to power over the summer.Widely anticipated as a budget that might increase...
Looking ahead to the next Budget Autumn 2024
Looking ahead to the next Budget Autumn 2024The government has announced that an Autumn Budget will be held on 30 October 2024. The last Budget held under the previous government took place during the last Parliament, on 6 March 2024. The Budget and the Finance Bill...
Press Release: Top Trio Join Markland Hill Wealth
Press Release: Top Trio Join Markland Hill WealthLancashire & Merseyside IFA firm Markland Hill Wealth have added to their advisory team with the addition of three experienced individuals this summer.First in is Walter Simpson, joining from HCI Financial Services...
Sun, Sea and Strategy! Using the Summer to review your finances
Sun, Sea and Strategy! Using the Summer to review your financesAs the summer sun shines and many of us enjoy a well-deserved break before returning to work, school and autumnal routine, it could be an excellent time to take stock of your financial health. A summer...
The Questions Charities should ask when looking for an Investment Manager
At Markland Hill Wealth, we love spending time with local and national Charities who need sound independent financial advice.At Markland Hill Wealth, we love spending time with local and national Charities who need sound independent financial advice. This could be...
Summer retirement how Markland Hill Wealth can help
Summer retirement: How Markland Hill can helpFrom starting pension withdrawals to figuring out the steps and ways to retire early, it can be equal parts exciting and overwhelming to think about retirement. If you are thinking about taking the plunge this summer, read...
What does the Labour landslide mean for the economy and markets?
What does the Labour landslide mean for the economy and markets?The Labour party won a majority of 174 and we have a new party in government after 14 years. Here is a summary of the initial views of Schroders Group, a UK regulated global investment manager. If you...
Four reasons not to fear the UK election
Four reasons not to fear the UK electionThe Prime Minister has announced a general election on July 4th. Here is a summary of the initial views of Rathbones Group, a UK regulated global investment manager. If you have any questions or concerns, please contact us....
Liverpool Young Professionals
Liverpool Young ProfessionalsMembers of the Markland Hill Wealth team were delighted to take part in the Liverpool Young Professionals Quiz in support of our chosen Charity for 2024, North West Cancer Research. The aim was to raise money for this great cause, but...
Financial Planning Firm of the Year 2024 – Northern England
Financial Planning Firm of the Year 2024 – Northern England.We’re delighted to announce that we’ve been successful in the Retirement Planning Awards. We have been named Financial Planning Firm of the Year 2024 – Northern England. It has been a long journey from...
Onwards and upwards
Onwards and upwards!After a successful 2023 and continued growth in the 1st Quarter, we have strengthened our team to reflect the increase in business and in preparation for imminent adviser recruitment. We are delighted to announce that Lindsay Weir has joined our...
Fearless Fundraiser Swims with Sharks for Local Cancer Research
Fearless Fundraiser Swims with Sharks for Local Cancer ResearchWe supported a number of charities last year, not least through our Thirsty Thursday networking event in Lancaster where we invite a local charity to come in and showcase the work that they do with a...
Our Environmental Accomplishment
Our environmental accomplishmentAs independent financial advisers we offer our clients access to a range of ESG products, so we felt it was only right that we also played our part. One small step on that journey is to participate in a recycling programme. We've just...
How might the January Transfer Window affect your finances
How might the January Transfer Window affect your finances — Player Guide Sports Financial Adviser Curtis Anderson gives his take on how transfer dealings at this time of year can impact your personal financial circumstances. The January window can create both...
High Growth Innovation Sprint Programme
High Growth Innovation Sprint ProgrammeOur Executive Team completed the High Growth Innovation Sprint Programme earlier in the year, so we were delighted to have attended a growth strategy Implementation workshop hosted by Edge Hill University's SME Productivity &...
Markland Hill Wealth adds Protection Specialist to the team
Markland Hill Wealth adds Protection Specialist to the teamWe are delighted to announce that Dan Riding has joined us as a Protection Specialist. Dan has a great deal of experience including a role as a BDM for one of the country’s leading protection providers.“We are...
Markland Hill Wealth are Winners again!
Markland Hill Wealth are Winners again!MHW have been successful in Wealth & Financial International’s Retirement Planning Awards We’re delighted to announce that we have been recognised as the Most Insightful Retirement Planning Advisory Firm 2023 - Northern...
Cricket Sponsorship
CricketSponsorshipMarkland Hill Wealth are pleased to announce an agreement with Cumbria Cricket Ltd (Board) to sponsor both the senior County Cup and the John Scott Cup for the 2023 season.“We are really excited about this relationship as we’re passionate about...
Markland Hill Wealth adviser Top Rated for third year running
Markland Hill Wealth adviser Top Rated for third year runningJosh Brooks Our Adviser, Josh Brooks, has featured in the VouchedFor 2022 Top Rated Financial Adviser Guide published in The Times. This is the third year running that Josh has been included. VouchedFor...
MHW Lancaster sign World Cup Winner
MHW Lancaster sign World Cup WinnerWe’re delighted to announce that Curtis Anderson has joined us as a trainee Independent Financial Adviser. Curtis, a former England goalkeeper, won the Under 17s World Cup in 2017. Having worked in Financial Services for the last 12...
Lune Valley Juniors FC
Supporting grass roots sportWe’re proud to sponsor the kit of Lune Valley Juniors FC in their debut game against Kendal this weekend. It was a tough challenge but they will improve with real game time. It’s an honour to support grass roots sport in our local...
Culture Charter
Markland Hill Wealth establishes a company Culture CharterAlmost 12 months on from the staff at Smith, Law & Shepherds IFA Ltd. joining Markland Hill Wealth, the Directors wanted to work with its people to establish a set of core values. However, they didn’t want...
Markland Hill Wealth launches new Conveyancing and Survey solution
Markland Hill Wealth launches new Conveyancing and Survey solutionAs part of our goal to speed up the mortgage process and reduce the stress for our clients, we’re launching a new service enabling us to provide quotations for Conveyancing; we also have a list of other...
Lancaster vs Liverpool head to head and a golden boot
Lancaster vs Liverpool head to head and a golden bootAs we continue to expand and our teams grow, our Executive Team recognise the importance of staff wellbeing across the organisation and appointed Rachael Flynn and Cieran Culligan as Staff Ambassadors. They...
Markland Hill Wealth are winners at Edge Hill’s NW SME Growth & Innovation Awards 2022
Markland Hill Wealth are winners at Edge Hill’s NW SME Growth & Innovation Awards 2022Edge Hill University’s SME Productivity & Innovation Centre (SME PIC) celebrated the success of regional SMEs at its annual NW SME Growth & Innovation Awards 2022 and...
The cost of living without protection
The cost of living without protectionBritain’s cost-of-living crisis has hit us hard, and with ever increasing retail and energy prices affecting millions of households, protecting our income is now more important than ever It's no secret that the cost-of-living...
The Value of Protection for Renters
The Value of Protection for RentersHave you considered what you’d do if you couldn’t meet your rent payments? How would you keep a roof over your head?Reading time: 15 minsWe all know that the way we live today has changed from years ago. Statistics show that fewer...
Markland Hill Wealth adviser Top Rated for second year running
Markland Hill Wealth adviser Top Rated for second year runningJosh Brooks Our Adviser, Josh Brooks, has featured in the VouchedFor 2022 Top Rated Financial Adviser Guide. This is the second year running that Josh has been included. VouchedFor checks the FCA status of...
Markland Hill Wealth is expanding with an exciting new acquisition.
Markland Hill Wealth is expanding with an exciting new acquisition. We are thrilled to announce that we are acquiring the clients and assets of Liverpool based IFA firm Smith Law & Shepherds IFA Ltd. The combined company will trade under the Markland Hill Wealth...
Private Medical Insurance
Britain is proud of its NHS. It recognises the pressure staff are under and applauds their sacrifice.But the extra demand caused by the pandemic means unprecedented backlogs with over 5 million people waiting for routine operations and this is predicted to double.BBC...
Understanding IHT liability – Will I have an inheritance tax bill?
It’s a common misconception that inheritance tax only affects the extremely wealthy. However, if you’ve been looking into inheritance tax you may have read about a threshold of £325,000 before tax applies.
Anything you own above that value, could be subject to 40% tax.
Passing your pension on to loved ones
Passing your pension on to loved ones Three tips for passing your pension on to your loved ones. Do you consider your pension an asset in the same way that you think about assets like property, bank accounts, cars, and investments? Some people see pensions differently...
Why it is time to invest for the future of our planet
Why it is time to invest for the future of our planet It is unlikely that 2020 will be remembered by any of us fondly. The COVID-19 pandemic has shaken up the world. Global economies have been hit and many people have been struggling, whether that is health, job...
Haydock Park Golf Club
MHW and Haydock Park Golf ClubWe’re delighted to announce that Markland Hill Wealth has entered into a corporate partnership with Haydock Park Golf Club. Commenting on the partnership, the club Business Manager Stephen Nicholson said, “With our new graphically design...
Life Insurance: what comparison sites can’t help you with
Life Insurance: what comparison sites can’t help you with Many people turn to comparison search engines rather than a traditional financial adviser when looking for life, health or critical illness insurance, but some recent cases advised upon by Markland Hill Wealth...
Yorkshire Asian Business Association
MHW and the Yorkshire Asian Business AssociationWe’re pleased to announce our appointment as a Corporate Partner of the Yorkshire Asian Business Association (YABA). Established five years ago, YABA was created to provide a voice for the Yorkshire Asian Business...
Private Medical Insurance
Britain is proud of its NHS. It recognises the pressure staff are under and applauds their sacrifice.But the extra demand caused by the pandemic means unprecedented backlogs with over 5 million people waiting for routine operations and this is predicted to double.BBC...
Funding Care Home fees by selling off your home
One in three think their parents will need to sell their homes to pay for care in later life … but there are ways to cover the huge bills. Roughly one in ten said they’d have to pay for their parents’ care Almost a third said they would have to sell the family home to...
How to pay off a mortgage in retirement
How to pay off a mortgage in retirement More of us are hitting old age with home loans to pay, but there is no reason to panic. Over 30% of homeowners now expect to still have a mortgage by the age of 65. There are a number of options open to people needing to pay off...
Just a reminder ……..
Just a reminder… The 30 June has now passed, marking the end of the temporary nil-rate Stamp Duty threshold of £500,000. If you missed the deadline, don’t despair! There will be a tapered nil-rate threshold of £250,000 in place until 30 September, meaning that you...
Regionally is welcoming investors onto the platform!
Regionally is welcoming investors onto the platform! You may recall that earlier in the year, Markland Hill Wealth were appointed as a regional partner of Regionally. Regionally was founded by Justin Urquhart-Stewart, co-founder of 7IM and Jim Odell, responsible for a...
12 Areas Where Advice Can Make A Difference
When you have a mix of pensions from different past occupations. You have reached age 47, and have worked for years in say the printing and packaging trade, for a handful of different companies. You suddenly realise that even with your ambition to keep working until...
Sharia-compliant investment portfolios for Islamic investors
Sharia-compliant investment portfolios for Islamic investors Reading time: 4 mins In response to many enquiries and to coincide with the festival of Eid-al-Fitr we are delighted to announce the introduction of our range of Sharia compliant investments portfolios....
6 Things to do ahead of Tax Year End
6 Things to do ahead of Tax Year End. If you’re looking to make the most of your finances and reduce your tax bill for 2020/21 now is the perfect time. Our 6 top tips can help you make the most of your current allowances and tax relief, but be quick as they’ll need to...
Timing pays off for the early bird ISA investor
Timing pays off for the early bird ISA investor. Early tax year ISA investors could be thousands of pounds better off, according to research by Fidelity International looking at the investing habits of hypothetical ISA investors over the last 10 and 20 years. Reading...
A generation sleepwalking into retirement poverty
A generation sleepwalking into retirement poverty: Bombshell survey reveals hundreds of thousands expect to see their pensions run dry because so few are planning for old age. The research involved in-depth interviews with groups of savers since 2015. It found savers...
Things to do instead of making New Year’s money resolutions
Things to do instead of making New Year’s money resolutionsResolutions are often hard to stick to, especially when it comes to money. But if you want to make improvements to your finances, there are different ways you can approach it that might be more likely to...
A New Help to Buy scheme is launching in England in December 2020 – but who is eligible?
A New Help to Buy scheme is launching in England in December 2020 – but who is eligible? The existing Help to Buy scheme in England will be replaced with a new Help to Buy Equity Loan scheme next year. Reading time: 7 mins From December 2020, new buyers will be able...
The Santa Rally
The Santa RallyAt this time of year we often hear about a so-called Santa rally affecting stock markets in December. So, what is the Santa rally, and when exactly does it occur?Reading time: 5 minsWhat is a Santa rally? As the name implies, a Santa rally is the term...
Do you know where you’re going to?
Do you know where you’re going to? Do you know everything about your pension and how to improve your pension?Reading time: 7 minsDo you like the things that life is showing you?Where are you going to?Do you know? One of the good things about working from home during...
Could redundancy mean you can retire early
Could redundancy mean you can retire early? Those facing redundancy could have an unexpected opportunity to retire early.Reading time: 7 minsThe financial impact of Covid-19 could change many people’s retirement plans. With businesses still disrupted and the...
Are You Speaking to an Insurance Scammer?
Are You Speaking to an Insurance Scammer? Protect Yourself by learning their lingo and techniquesReading time: 5 minsWe take out insurance to protect ourselves in case the worst happens. Criminals understand this – and they try to use this to their advantage. Some...
Age of the 20% deposit looms
Age of the 20% deposit loomsMisery for first-time buyers as mortgage firms demand a FIFTH of price of new home - while existing owners enjoy boom in sales thanks to stamp duty freeze.Reading time: 5 mins More than 300 mortgage deals for borrowers with 15 per cent...
Using a Mortgage Broker
Try a Mortgage BrokerStruggling to get a mortgage as a crunch hits first-time buyers and banks say they are rushed off their feet?Reading time: 15 minsIt's mayhem in the mortgage market at the moment due to a paperwork backlog at banks and pent-up demand from the...
6 Ways to Identify a Pension Scam
HOW TO PROTECT YOUR RETIREMENT SAVINGS FROM FRAUDDon't fall for a cold callReading time: 15 minsFollowing on from our previous post ‘Spot Fraud to Stop Fraud’, we’re continuing with this article about Pension scams. At Markland Hill Wealth, our priority is to keep...
How to Protect Your Family in a Digital World
How to Protect Your Family in a Digital World Your Family’s Guide to Staying Safe OnlineReading time: 15 minsWhether it’s for work or play, the internet is a big part of our day-to-day lives. But as useful as it is, it’s important to be wary of the risks – and to know...
How to Avoid Being Scammed
How to Avoid Being Scammed Staying Safe When You’re Staying Home Reading time: 15 minsFraudsters are always hard at work. No matter what’s happening in the world, they’ll use any opportunity they see to their advantage. We understand scams may be the last thing on...
Spot Fraud to Stop Fraud
Spot Fraud to Stop Fraud Action Fraud have reported that Coronavirus-related fraud went up by 400% in March 2020 alone. Reading time: 15 minsAlthough most of us are finding these uncertain times a challenge, fraudsters see them in a different light – as an all-new...
Diabetes – Is it time to find something that suits you?
Diabetes - Is it time to find something that suits you?If you have a condition like diabetes, it can be difficult to find life insurance that matches your needs and budget. The good news is that some Providers have introduced products that are specifically tailored...
Life Insurance and COVID-19
Life Insurance and COVID-19 Find out more about how the COVID-19 Pandemic has affected Life Insurance Reading time: 15 minsIn this difficult time, understandably we’ve been getting a lot of questions from clients who are currently either thinking about life...
Do you know if your pension will be enough to provide for a comfortable old age?
Do you know if your pension will be enough to provide for a comfortable old age? Latest research finds millions of workers are sleep-walking towards retirement!Reading time: 20 mins • A staggering 64% of people in-work aged 45+ have no idea how much they need to save...
Eight pension drawdown dos and don’ts
Eight pension drawdown dos and don’ts What are the main SIPP drawdown risks for investors? We outline strategies to stop you walking a financial tightrope in retirement!Reading time: 15 minsPension freedoms introduced in 2015 were well received, especially by those...
The COVID-19 crisis will not be over by April 5th. Here’s why you should act now!
The COVID-19 crisis will not be over by April 5th. Here’s why you should act now! Cash savers hunt around hard for even a 2% return, it is clearly foolish to ignore the government’s one-time 25% uplift!Reading time: 15 minsIt certainly seems that the crisis is going...
COVID-19: The nemesis of your retirement planning?
COVID-19: The nemesis of your retirement planning? A study shows that people who took financial advice increased their wealth by over £40,000 more than people with no financial adviser.Reading time: 15 mins2020 will go down in records as one of the strangest years in...
How a Mid-life MOT can put you on a better road to retirement
How a Mid-life MOT can put you on a better road to retirement The earlier you plan for your retirement, the more likely you are to be in good financial health when it happens.Reading time: 15 minsAs we all continue to live longer, the mid-point of our lives continues...
NS&I cut interest rates – what it means for your savings
NS&I cut interest rates – what it means for your savings National Savings and Investments (NS&I), who have over 25 million customers, have cut the interest rates on their savings accounts significantly and reduced some of the prizes available on premium bonds....
How to waste £10,000 on life cover
It’s easy to pay £10,000 over the odds on life coverIt could cost you far more if you buy a policy from a bank, or even direct from the Insurer, as opposed to using an Adviser.Reading time: 15 minsIt’s easy to waste £10,000 when buying a life assurance policy from a...
Majority of savers switch retirement plans
Having received advice, the majority of savers change retirement plansTaking advice pays as the majority of over 55s who thought they knew what retirement solution they needed ended up changing their minds after a meeting with an adviser, research has shown. Reading...
NEWSLETTER
Economic Review
Economic ReviewWelcome to our NewsletterOur Economic Review is intended to provide background to recent developments in spending and the economy, as well as to give an indication of how some key issues could impact in the future.Join our mailing list to receive...
Your Window on Wealth
Your Window on WealthWelcome to our Quarterly NewsletterOur quarterly Your Window on Wealth is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the future.Join...
Your Window on Money
Your Window on MoneyWelcome to our Quarterly NewsletterOur quarterly Your Window on Money is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the future.Join...
Your Window on Home Finance
Your Window on Home FinanceWelcome to our Quarterly NewsletterOur quarterly Window on Your Home Finance is intended to provide help and insight into how to best get your money working for you, as well as to give an indication of how some key issues could impact in the...
Commercial Property Review
Commercial Property reviewWelcome to our Monthly NewsletterOur monthly property market review is intended to provide background to recent developments in commercial property markets, as well as to give an indication of how some key issues could impact in the...
Residential Property Review
Residential Property reviewWelcome to our Monthly NewsletterOur monthly property market review is intended to provide background to recent developments in the residential property market, as well as to give an indication of how some key issues could impact in the...
Tax Updates
UK Tax UpdatesWelcome to our Tax Updates sectionOur annual tax guide provides information on current tax rates and allowances, which are taken into account when planning investment. A separate guide for Scotland is available on request. We also publish UK fiscal...